Get prequalified for a mortgage

A prequalification gives you an early estimate of what you may be able to borrow, so you can shop for a home with a price range in mind. It starts with a few questions and a conversation with me.

Justin Lazzaro, NMLS #1229453 | Reasy Financial, LLC, NMLS #2446155 | Licensed in Arizona, Pennsylvania, Florida, and Texas

Start your prequalification

Answer a few questions and I will follow up personally to talk through your numbers.

Is this a purchase or a refinance?

Where are you looking to purchase?

Where is the property you are looking to refinance located?

Where are you in the home buying process?

Roughly, how much is your budget?

What is the estimated value of this property?

What is the remaining mortgage balance?

$

As a percentage, what is your mortgage interest rate?

Do you have a HELOC or a second mortgage?

Do you currently have an FHA loan?

Any mortgage late payments in the last 12 months?

How much cash would you like to receive at closing from this refinance?

What is your estimated credit score?

What Is Your Name?

What is your email?

What phone number should we use to verify your information?

Checking the marketing box is optional. Your information is handled as described in our Privacy Policy, and you can opt out of calls and texts at any time by replying STOP.

What a prequalification does

Prequalification is the first step, and it is a conversation, not a commitment on either side.

What it tells you

A prequalification is an early estimate of the price range and loan types that may fit, based on the income, debts, savings, and credit you describe. It lets you shop with a number in mind.

What I look at

We talk through your income, your monthly debts, your savings, and your credit. If something needs work before you apply, I would rather tell you now than after you have found a house.

What it is not

A prequalification is not a loan approval or a commitment to lend. Approval comes later, after a full application, your documents, and underwriting. When you are ready for that step, use the Apply Now button above.

Ready to talk it through?

Pick a time that works for you. We'll go over your goals and next steps, no pressure, just a conversation. Prefer to call or text instead? Reach me directly at (412) 638-4982, or book a quick Zoom if that's easier.